Dailies Contact Lenses - I was Wire transferred Fraudulent money by a scammer.?

I was Wire transferred Fraudulent money by a scammer.?

I was tricked into believing i was helping a online friend. He wired me $865 to a BOA account i just opened to help him. I did this so i did not give out my personal account info at my other bank used for personal banking. From there once i clarified with BOA that the money was clear. I re-wired the money to my US bank account. When i contacted this SCAMMER. Originally it was money that was suppose to be for his son who was 16 and went to a private school about 10 miles from my location. When i asked him what the address was. He then responded with a NIGERIAN address and told me to send the money or he was going to drain all my bank accounts and steal my identity. So being 20 years old i panic. I went and sent two western union transfers to the address he requested. Then from there gave him a big F U message and told him never to contact me again. From there I contacted 3 credit bureaus and put a security hold on my credit. Still at this time i had no idea that the funds were fraudulent due to me confirming with a BOA rep that they were cleared. From there i was contacted by BOA told me that the funds were Fraudulent. Then from there was contacted by US bank saying that BOA is requesting the wire back. So not at this point after doing some research online i realize i am a victim of what is known as a 419 Advance Fee Fraud Nigerian Scam. So as of know BOA contacted me and confirmed that it was Fraudulent funds he wired to me and they have closed my account. With my Us bank account they are trying to sort out what they are going to do with me. I have been 100% cooperative with them stating that I will pay back the money to them and ask them if i could set up a payment plan to pay back the $865. I also filed a police report and told them everything that happened. So my main concern is that I don't want to be prosecuted with fraud. Has anything like this ever happened to you? Like i said i have done all the necessary steps to prove i was not aware of the funds being Fraudulent. Few things to add. I spoke with this person for a year claiming he lived in Boston, Mass i met him in a sports chat room on ESPN. From there i would chat with him on a daily basis about sports he never suspected to be a scammer. He knew his stuff about all the things that were happening in Pro sports in the USA so i never was led to believe he was a scammer till he told me his address. Also the wire transfer was from the name who he told me he was from day 1. Also the school of which he told me where his son attends was also legitimate seeing as i lived not to far from it. So word of warning to everyone out there Dont ever trust anyone you have not met in person or online PERIOD! Scary fact is he spent more than a year just to get me to trust him to scam and threaten me for $865 Again my main concern is that I don't want to be prosecuted with fraud. Has anything like this ever happened to you? Like i said i have done all the necessary steps to prove i was not aware of the funds being Fraudulent. And also have not been ignoring banks. From what i read i basically am going to be stuck paying the $865 to US bank and the Fees that go along with it. If you got answers i wanna know please. Thanks for your help in advance.

Public Comments

1. If you had a brain you would have closed all accounts, reported this to the banks and the police. 2. You are now subject to having to pay off anything he ripped off.
Never believe things like that
your money is goin and your Identity has been stolen start canceling all bank account credit cards and any thing that has money associated to you GOOD LUCK!!!!!!!! i cant believe people still fall for this one oldest trick in book